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I’m actually an expert in what we call Non-Qualified Mortgages (Non-QM Loans) > flexible programs designed for self-employed borrowers, investors, and anyone who doesn’t fit the traditional lending box. 🏡✨ Think bank statement loans, DSCR loans, and other creative solutions that look at real income, not just tax returns. With 38 years of lending experience, I help clients across the Central Valley and Bay Area find mortgage solutions that work for their lifestyle and goals. 💬 Not sure if a Non
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