Mary Beth Eastman has more than six years of experience writing and editing articles on personal finance. Her work has been published by major national brands, including Newsweek, Investopedia, U.S.

It seems mortgage rates have everyone guessing after a massive about-face following the September Fed rate cut. Still, major ...

In most areas of the country, the USDA loan income limits for 2024 are $112,450 for up to a four-person household. Learn more here.

A mortgage rate lock captures a rate on a specific day. But when should you lock when buying or refinancing a house? Estimate your monthly mortgage payments with taxes and insurance.

The USDA loan has a reputation as an affordable option for purchasing a house in a rural setting. However, not everyone ...

This article explains the three USDA loan refinance options and refinance options outside of the USDA loan program. Learn ...

What Debt Is Included in DTI? Not every bill you pay will be included in your debt-to-income (DTI) calculations. You don't need to worry about your Netflix subscription or gym membership impacting ...

This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2024, including precisely how a USDA one-time construction loan ...

Think today's market is tough? On Halloween 1981, mortgage rates hit 18% and the typical house payment ate up 73% of a family ...