Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Citi is an advertising partner. Citi issues a range of top credit cards, including excellent intro APR cards, travel cards and airline cards. Additionally, Citi ThankYou® Rewards is one of the best ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Phil Ryan Phil Ryan is a writer primarily covering photography gear, printers, ...

The third Saturday in January is National Use Your Gift Card Day. In 2026, that's Saturday, Jan. 17. Nearly half of Americans (47%) have at least one unused gift card or store credit, with an average ...

One of the most influential names in the “science of reading” movement has issued a surprising warning: After years of neglecting to systematically teach students foundational reading skills, he says, ...

First-grader Mary Greer shows her work during a phonics-based reading lesson at Hunt Valley Elementary School in Springfield, Virginia. (Jahi Chikwendiu/The Washington Post) The “reading wars” that ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Credit cards that charge no balance transfer fee are out there, but options are limited. In many cases, the fee can be worth paying if it saves you money in the long run. A balance transfer credit ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...