Many cardholders misunderstand how the IRS treats credit card rewards, says one tax expert.

Do you need a credit card? Not always. Learn how to avoid debt, manage money, and build credit without relying on one.

Applying for too many credit cards in a short window can hurt your credit score and raise red flags with lenders. Here's what ...

When it comes to economic indicators, the big national metrics don’t always reflect what is happening in ordinary households. But families certainly understand what it means for them if they are ...

For most people, the thought of putting all monthly bills on a credit card is enough to induce a panic attack. The risk of spiraling into crippling debt is simply too high. But for 32-year-old Claudia ...

Achieve reports that credit card companies can sue for unpaid debts, typically after six months of delinquency. Communicating with creditors may help avoid lawsuits.

You might be tempted to overspend for credit card rewards, especially when chasing a sign-up bonus. Carrying a balance can result in interest charges that quickly wipe out the value of rewards you've ...

Credit card debt isn't just a low-income problem. Higher-income households carry balances too, often for years, often without a clear plan for getting out. The reasons look different than they do at ...

From sophisticated skimming operations to “accidental” overcharges, your plastic can be compromised in ways you might not expect. Here’s how to protect yourself. ByChristopher Elliott, Senior ...