The Social Security Administration (SSA) recently announced that beneficiaries will get a 2.5% cost-of-living adjustment (COLA) in 2025. The new adjustment will boost the average retirement check

However, Social Security has consistently struggled to keep up with rising costs. In fact, inflation has outpaced the COLA in four of the last five years. The only year in which the COLA came out ahead of the inflation rate was 2023, which saw a record-breaking 8.7% COLA -- the highest adjustment in roughly 40 years.

With the 2025 COLA announcement, the average Social Security check for individual retirees will increase from $1,927 per month to $1,976

This double SSI check is due to Dec. 1 falling on a Sunday this year. Recipients, who usually receive their checks the first of the month, will get their November payment on Nov. 1, and their SSI payments for December will be distributed on Friday, Nov. 29, according to the SSA calendar.

Americans can expect an adjustment in their Social Security benefits, as the federal administration plans to roll out several changes to the program starting early next year. Here's what to know about how the program will change starting early next year.

All Social Security checks have been sent out for the month of October, and no additional payments are scheduled to go out until November. If you still haven't received your check for the month of October,

But despite the fact that Social Security has been around for nearly a century, its rules tend to change from one year to the next. Here are three ways Social Security is changing