Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key ...

Collateral is something that backs — or secures — a loan. It makes the loan less risky, because the borrower has skin in the game. With mortgages, the collateral is usually the home that the borrower ...

Learn about the pros and cons of secured personal loans.

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

Taking a loan for a house, vehicle, education, business, or personal needs has become a normal part of modern financial life.

Learn how unsecured personal loans can provide funding for you.