Dec. 18, 2025 – Rates Move Lower
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The latest Fed rate cut has pulled mortgage rates down further from this year's highs, improving affordability.
September 2025 has finally arrived, and with it, excitement and anticipation surround a new interest rate reduction courtesy of the Federal Reserve. The federal funds rate has remained frozen for all of 2025, following three cuts in the final months of ...
Mortgage rates continued to decline heading into December, reaching their lowest levels of 2025. The past year has been encouraging for home loan borrowing costs, with 30-year mortgage rates