Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...

Turning 73? Avoid these five common Required Minimum Distribution (RMD) mistakes that can trigger higher taxes, bigger ...

I’m 65. I’ve maxed out my retirement contributions for decades. I’ve $1.6 million saved. When can I slow down? My annual ...

The IRS imposes required minimum withdrawals for traditional retirement accounts once you reach a certain age. While the goalposts have moved a bit, anyone who was born in 1960 or later doesn't have ...

Are you feeling overwhelmed by Roth IRA vs Traditional IRA tradeoffs? Then add terms like Deductible, Non-Deductible, MAGI, RMDs, phaseouts—it can feel like you need a tax degree just to choose an ...

We in the financial planning world love our acronyms: 401k, IRA, TSP, RMD, S&P500 and many more. You likely have an alphabet soup in your investment portfolio. Let's do some de-coding. Essentially, ...

Any money you move from a traditional IRA to a Roth IRA is treated as ordinary income. That's why you should make these ...