USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

Backed by the Department of Agriculture, these zero-down mortgages can help buyers in rural and suburban areas achieve the dream of homeownership.

Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...