Student loan refinance rates increased a bit from their lows. As of January 15, 2026, student loan refinance lenders are ...

When you refinance student loans, you can save money by replacing existing education debt with a new, lower-cost loan through a private lender. To qualify, you’ll need: Credit scores at least in the ...

Student loan refinancing with lenders like College Ave and SoFi might save you money, but you’ll sacrifice federal borrower protections ...

NerdWallet student loan experts evaluated dozens of data points to identify the best student loan refinance companies for different customers. See our picks below and learn if refinancing your student ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

Refinancing your student loan debt into a personal loan may seem like a way to simplify payments and escape federal loan complexity. Before you make the switch, understand what you might give up and ...

We’ve amassed a mountain of student loan debt. More than $1.4 trillion dollars owed nationwide. An average of more than $32,000 for every person paying for their own education. That number doesn't ...

Rolling student loans into a mortgage can appeal to those looking to simplify their debt management. By consolidating these debts, homeowners may benefit from a single monthly payment and potentially ...

From improving your credit to prequalifying for loan offers, learn how to refinance student loans in five easy steps. One of the hardest parts of paying off student loans is keeping up with interest ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...