Premium Bonds are Britain’s most popular savings product, with the thrill of potentially winning big enticing millions to invest. The Treasury-backed scheme – run by National Savings & Investments (NS ...

Premium bonds cost more than their face value due to higher interest rates or the issuer's improved credit rating. Investors must analyze if the extra interest from the premiums outweighs the added ...

NS&I will cut its Premium Bond prize-fund rate to 4% from 4.15% for the January 2025 draw and beyond. But this rate was already lagging behind interest rates on standard savings accounts – so if ...

Thousands of UK savers are celebrating this month’s draw 💷 Two UK savers each won £1 million in the October 2025 Premium Bonds draw Winners are from Scotland and Greater Manchester, with bonds held ...