Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...

The mortgage industry has evolved. The conventional mentality that rates alone drive business is no longer the case with today's borrowers. With the influx of self-employment, less job stability and ...

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest.

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Many, or all, of the below products are offered by advertisers who may compensate us when you visit their websites and/or apply for their products. This does not influence our opinions or our ratings, ...

As mortgage rates remain elevated, lenders are turning to non-QM loans, alternative credit models, extended terms, and DSCR ...

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W.J. Bradley Mortgage Capital, LLC announced that it has released a new set of jumbo mortgage loan products designed for borrowers buying or refinancing higher-valued homes. These programs are ...

Today’s market means that more borrowers have higher debt-to-income ratios, limited access to credit and are looking for alternative ways to get qualified for a mortgage. Tom Davis, chief sales ...

Non-qualified mortgages cater to those with nontraditional incomes or credit issues. These mortgages may offer lower initial payments but carry higher long-term costs. Non-QM loans don't meet CFPB ...

Understanding the difference between mortgage lenders and banks can help you to select the lender that best suits your situation and your prospective home purchase. Mortgage lenders specialize in real ...