Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

Did you just look at your bank account and say, “Where am I going to find the money to pay for that?” The new refrigerator, the medical procedure that is going to cost an arm and a leg, the soccer ...

Some online lenders, credit unions and banks offer small personal loans of $1,000 or less to cover urgent expenses. Many, or all, of the products featured on this page are from our advertising ...

Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and ...

A personal loan could help you pay for emergencies, finance a large purchase, or consolidate debt. At some point, you might think about refinancing a personal loan if you want to try to lower your ...

Upgrade stands out for its versatility when it comes to lending options for seniors and retirees. It offers loans up to $50,000 with a minimum loan amount of just $1,000, which is notably less than ...