Collateral is a valuable asset (like a car, house or even cash) you can pledge to secure a loan. If you fail to repay your loan, the lender can seize whatever you've put up as collateral. Financial ...

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Taking a loan for a house, vehicle, education, business, or personal needs has become a normal part of modern financial life.

A land loan lets you borrow money to purchase an empty plot of land, although there are different types of “land” that fall under these products, ranging from raw land that has no access to utilities ...

People often want to purchase land or machinery and equipment for a business. Because cash is always king, borrowers sometimes cannot satisfy lenders’ requirement of a 20% to 30% down payment. When ...

Getting a Land Loan Is Trickier Than Getting a Mortgage Fact checked by Melody Kazel A land loan is a type of credit used to finance the purchase of a plot of land. It’s sometimes called a lot loan.

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

Learn how unsecured personal loans can provide funding for you.

Secured business loans finance a purchase with collateral.

Getting a loan when you don’t have perfect credit isn’t always the easiest experience. A secured loan helps make the process more straightforward. These loans allow you to put up something you own as ...