Money’s top picks for homeowners insurance companies for 2025.

USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.

Get the right amount of coverage you need to protect your valuables with Lemonade Home. When you own a home, it’s wise to carry homeowners insurance to cover the structure — plus, your mortgage ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

The Andover Companies home insurance comes with more generous coverage than most. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Check out our detailed guide to the best homeowners insurance providers in Philadelphia, including coverage options, costs and how to save with discounts.

Homeowners insurance protects your property and belongings from fire, theft, natural disasters and other unexpected events.

Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who say ...