When it comes to choosing a new credit card, most people view the industry as a battle between cash-back and travel points. Yes, debit card users love to poke their heads out and remind people they ...

Nicole Fallon-Peek is a freelance journalist who has covered small business, careers and finance for 15 years. She is a small business owner and former managing editor of Business News Daily. Her work ...

According to a Bankrate survey conducted ahead of last year’s holiday season, approximately 2 in 5 Americans have unused gift cards in their possession. And of those Americans, the total average ...