Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation.

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a ...

Before you apply for a personal loan, consider prequalification. It's a great way to explore personal loan offers without hurting your credit score, allowing you to shop for the best deal.

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

When jumping back into the market, don't let a higher-than-expected pre-approval number become your new target rather than ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

Qualifying for a small-business loan isn't always straightforward. Here's what NerdWallet data says about the businesses that succeeded in getting funding. Many, or all, of the products featured on ...

Buying a home in 2026 will take both patience and preparation. The market is still noisy with shifting rates and competing ...