With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...

These are today's HELOC and home equity loan rates. HEL rates are just over 7.5%, and HELOC rates are down to 7.25%. Lock in your rate today.

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Looking to borrow $25,000 worth of home equity this year? Here's what your monthly repayments could look like.

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

For many homeowners, a house represents more than just a place to live. Over time, it also becomes a financial asset as mortgage balances decrease and property values rise. When a major expense comes ...

U.S. homeowners are sitting on a record $34.5 trillion in home equity, and more are tapping that mountain of accessible assets. Home equity available to homeowners has risen by $600 million since the ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...