You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Focus on paying off high-interest or “less ideal” debt first and choose a method that works for you. If you're looking to pay off debt in 2026, you've probably already heard all the classic advice.

Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Deciding whether to pay down debt or save for retirement is a common dilemma, especially for those with significant financial obligations and no savings. This decision becomes even more pressing for ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. On the surface, making minimum payments might seem like you ...

It's the time of year when even the best-laid budget plans get thrown aside, and credit-card balances start climbing. During the holiday season, it's common to set expectations high, which can easily ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. d3sign / Getty Images Suppose you’ve just come into an extra $5,000 ...

Given how ubiquitous it is, buy now, pay later (BNPL) may seem more innocuous compared to other types of debt. After all, all you often have to do at the checkout screen is click to split your payment ...