Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

A road collision can damage vehicles, destroy property and cause severe injuries. Liability car insurance covers associated costs when you’re at fault, protecting you from shelling out thousands in ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Liability coverage is one of the most important types of auto insurance you can have. It protects you by paying for the other person's injuries or property damage when you are at fault in an accident.

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

Liability car insurance pays for damages and injuries to other motorists if you're held responsible for a collision. It's required in nearly every state, but the amount of liability coverage you need ...