If you're struggling with overwhelming debts and bills, it can be difficult to get your finances back on track on your own. That's where debt counseling services and credit counselors can provide ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

The "non-profit" label often inspires consumers' trust. We tend to think a non-profit group's high-minded mission is its sole motive. With consumer credit-counseling agencies, that's often not the ...

GREENSBORO, N.C. — Got debt? You're not alone. Business Insider estimated the average debt for each North Carolina resident last year. was $96,000+. This number includes mortgages, car loans, student ...

BATON ROUGE, La. (CONSUMER REPORTS) - For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Nonprofit debt consolidation is a ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Debt consolidation is a financial strategy designed to simplify debt repayment by combining multiple debts into a single payment. There are two main approaches: debt consolidation programs and debt ...

Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit ...

Between today's record-high credit card rates, the compounding nature of credit card interest and the elevated borrowing costs on other types of loans, lots of Americans are dealing with debt-related ...