Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...

A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

It’s a good idea to check your credit reports from the three credit agencies regularly, and when consumers get their report from Equifax they may notice some changes. The company has unveiled a newly ...

For millions of Americans, student debt is a long-term burden that doesn’t simply vanish with time. When negative information ...

One in 40 households with kids had at least one child's ID compromised. April 5, 2014— -- Parents have plenty of reasons to worry about how their kids will handle money and credit. How can you ...

You can use Buy Now, Pay Later (BNPL) for just about anything. Shopping online and in-person, big and small purchases, even your groceries and your takeout. Now, imagine your lender seeing all this ...