Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances and find out what you ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Credit counseling provides education to help eliminate your debt with better money management. Credit counselors help craft a ...

If you're struggling with overwhelming debts and bills, it can be difficult to get your finances back on track on your own. That's where debt counseling services and credit counselors can provide ...

Following a divorce, a series of moves to pick up acting work, and a string of temporary jobs that dried up when the economy soured in 2001, Alyssa Polacsek owed $20,000 to two credit-card companies.

As president of Cambridge Credit Counseling Corp., a nonprofit credit-counseling organization that was mentioned in Debra Blum’s article, “Checking Up on Credit Charities” (August 21), I want to ...

Financial advisers and other consumers with any debt at all need to become more Scrooge-like this holiday season and avoid buying presents altogether, cautions a credit counseling organization. The ...

Freedom Debt Relief could help you resolve $15,000 or more in debt with 1 low monthly program payment. No loan required. Terms & conditions apply. You’re not alone if you’re seriously struggling with ...

Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular credit ...