Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

It’s that time of year when we look back on what we have and haven’t accomplished and decide what to tackle in the second ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

Focus on paying off high-interest or “less ideal” debt first and choose a method that works for you. If you're looking to pay off debt in 2026, you've probably already heard all the classic advice.

Could your debt be reduced or forgiven? Take our financial relief quiz. According to a review of in-house data by Experian in 2025, the average American holds over $105,000 in debt. From car loans to ...

President Trump has proposed capping credit card interest rates at 10% for a year. Financial experts say the idea comes with ...

Add it up, and paying off your credit card provides a significantly better — and guaranteed — rate of return. Make 11 percent ...

Life doesn't always go according to plan, and that applies to finances too. For many Americans, unexpected medical bills or simply the accumulated weight of high-interest debt can create financial ...