Credit card debt is an embarrassment to many Americans. It is especially embarrassing, apparently, to people who earn a lot.

A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements can range anywhere from 30% to 80% depending on various factors. If you owe $10,000, for example, you might negotiate to pay between $5,000 and $7,000 to settle the account in full.

Transfer your credit card balance to a 0% intro APR card and pause interest charges. Here's how this simple move can save you hundreds in 2026.

For many people carrying high-interest debt, debt consolidation is often the first strategy they consider. This may involve a personal loan or a Home Equity Line of Credit (HELOC) that consolidates multiple credit card balances into a single payment at a lower interest rate, helping you get rid of your debt faster.

Arizona ranks 17th in the nation for credit card debt growth, according to new research examining how household balances have changed over the past decade.

If President Trump succeeds in capping credit-card APRs at 10%, card issuers could ramp up efforts to keep their best customers.

Americans have just piled another $27 billion onto their credit cards in a single quarter, a surge that is colliding with the highest balances and steepest interest costs on record. As delinquencies climb and more households fall behind,

Discover how your credit card bill compares to the U.S. average and learn ways to manage debt, lower interest costs, and take control of your spending.