Learn about the pros and cons of secured personal loans.

Collateral offers lenders a degree of security in the event a borrower cannot fulfill the terms of a loan agreement. So, what is collateral? Any asset owned by a borrower that can be pledged to help a ...

The Federal Reserve cut its benchmark in December again, but auto loan rates haven’t moved much in recent months, in part due ...

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

Learn how financing a car works and discover how this type of borrowing can help you afford the vehicle of your dreams.

Taking a loan for a house, vehicle, education, business, or personal needs has become a normal part of modern financial life.

Secured business loans finance a purchase with collateral.