A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.

A CD ladder allows you to take advantage of the high yields that certificates of deposit (CDs) are currently offering while still keeping your money pretty accessible. But is CD laddering a good ...

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

A "CD ladder" might sound like some complex investing strategy, but it's actually very simple -- and profitable. And with interest rates on the decline, now is the perfect time to lock in a high APY ...

(CNN) — If you have a lot of cash on hand, it should be making money for you. One way to ensure it continuously does that is to set up a ladder of Treasuries or FDIC-insured certificates of deposit ...

While certificate of deposit (CD) rates have dropped slightly over the last year, today's rates are still attractive, especially compared to historical levels, with many banks offering yields above 4% ...

Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight quarter-point cuts to its benchmark interest rate. Savers face a shifting ...

If you're comparing saving options, you'll find that most certificates of deposit (CDs) still offer competitive interest rates. But while CD interest rates are still relatively high, they've fallen ...