Finding a personal loan can be more difficult if you have poor credit.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Credit card balances that never seem to shrink are usually a math problem, not a moral failing. When interest rates on ...

Learn about the pros and cons of secured personal loans.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...