In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Lock in a 6-month CD and earn easy interest on a $5,000 deposit. See where to find today's top APYs, and whether a short-term ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

A few weeks ago, the Federal Reserve cut interest rates for the first time this year, while also forecasting a drop in rates through 2027 and beyond. That means now's the perfect time to lock your ...

The Fed has now cut rates at back-to-back meetings this fall. And odds are, more cuts are coming soon and will continue into 2026. As a result, some banks are already trimming APYs on savings accounts ...

Something unusual is happening in the CD market right now. Banks are paying you more to lock up your money for six months than for five years. That's backward from how things usually work, and it ...

Certificate of deposit yields continue to decline this month, but that doesn’t mean savers can’t find elevated rates. As two more potential rate cuts loom, the question is: for how long? “Savers have ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...